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Loans

| Personal
Loans
- Up to $45,000
- Variable interest rate (monthly payment
remains constant)
- Terms up to 5 years
- Amortization up to 10 years
- Fully open - can be paid off at any time
- Easy repayment through payroll deduction
- Life Insurance available
- Disabilty Insurance available
Line of Credit Loans (Overdraft protection)
- Up to $20,000
- Maximum repayment term - 36 months
- Variable Interest Rate
- Access through Personal Chequing Account
- Pay off balance at any time
- Interest rate less than most credit and
charge cards
- Life Insurance available
- Disabilty Insurance available
First Mortgage Loans
- Up to $175,000
- Amortization up to 25 years
- Closed terms from 1 to 5 years
- Blended monthly payments
- Monthly, semi-monthly, weekly, semi-weekly
repayment options
- 15% annual prepayment feature
- High ratio mortgages available - up
to 95% (Genworth insured)
- Mortgage life insurance is available
at a reasonable cost (including joint coverage)
- Life Insurance available
- Disabilty Insurance available
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