Minimum Equity Shares required for membership (7 Shares) for all members, which allows each member an equal say in the Credit Union's overall direction. This Membership remains attached to your account and is returned to you in full upon closure of the account.

You are probably not a Shareholder in a bank, but you are definitely a Shareholder in your Credit Union. Membership is the most distinctive feature of belonging to a Credit Union. Being a Member implies having a common bond with other Credit Union Members, but it also means sharing, being part of a special community and enjoying such member/shareholder benefits as:

• Being able to seek election to the Credit Union's Board of Directors
• Sharing in the distribution of earnings
• Having a say in how your Credit Union operates